Your 2019 Financial Calendar

There are 12 Months, 52 weeks, 365 days, 525,949 minutes in a year. From holidays to appointments and birthdays, a lot can happen and even more, can be forgotten. To help you worry about less and focus on more; here are 5 important dates you should add to your financial calendar :

1. April 15th – This day is most well known as the last day to file taxes for the prior year; but, this day is also the last day to boost your savings! You can do this by funding previous years IRA’s and Health Savings Accounts!
2. June 30th – Are you or your child attending college this year? If so, June 30th is the last day to file for financial aid or FAFSA. If this is not submitted in time, students cannot access federal loans and/or grants.
3. October 1st – November 1st: During this time, keep an eye out for the open enrollment period, which is the time span your employer will allow you to update/change your benefits for the upcoming year.
4. November 1st – January 31st: Unemployed, Self-Employed, or Retired? During this time, you can enroll in new health insurance for the upcoming year through Healthcare.gov.
5. December 31st – This date not only marks the end of the year but also is the last day to take required minimum distributions for IRA, 401(k) and inherited IRAs!

3 annual financial reminders

Along with these important dates listed above, here are 3 annual financial reminders you should set up as well!

1. Free Credit Score – Every 4 months, you should check your credit report for any errors or unwanted surprises. You can pull one free credit report from each of the three credit reporting bureaus at www.annualcreditreport.com
2. Self-Employed and Business Owners – Small business owners and self-employed individuals should mark their calendars 4 times a year as deadlines to pay estimated tax bills. These dates are April 15th, June 15th, September 15th, and January 15th.
3. Birthdays – Whether it’s yours or a close family member or significant others birthday, make sure you are aware of age milestones. From the official move from parents’ insurance to retirees’ ability to access Medicare and Social Security, it’s important to be aware of your close family’s birthday milestones!

A year of planning can be hard; a lifetime of planning finances can be even harder! Make it easier by utilizing this Financial Calendar and reaching out to a financial professional, today!

Content derived from www.money.usnews.com

Disclosure: This information is provided as general information and is not intended to be specific financial guidance. Before you make any decisions regarding your personal financial situation, you should consult a financial or tax professional to discuss your individual circumstances and objectives.

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